Question by Blg105: How do you allow a credit card to look at credit history if there is a fraud alert on your account?
I jus applied for a credit card and still have a fraud alert on my credit. I want to allow this credit card to look at my credit. The credit card told me to contact someone to tell them to allow Chase to have access to my account. I don’t know who to contact, i’ve tried the big 3 bureaus and am not getting anywhere with them in terms of recordings, i would like to talk to a representative.
I understand a company will look at my credit report. With this alert though company’s can’t approve anything. For Ex: I got a couch on from a new credit card and had to answer personal questions on my history (past address’s, etc) before they would approve it. The chase worker “Richard Kololojfadjf”, didn’t understand me when I said I wanted to make sure this application was really ME and that when it was reviewed the fraud alert would be removed. It’s hard talking to a foreign workers sometime on credit card matters.
Answer by scubalady01
Someone gave you some bad information. The credit card company that you applied with can look at your credit history with each of the credit bureaus. They do it all the time. If you ever get a copy of your credit report, you’ll find that companies looked at your report that you’ve never even heard of.
The minute you apply for a credit card, you automatically authorize them to check you out anyway. So no need to worry about it.
Oh.. and yeah, trying to get a live person on the phone at the credit bureau is about as likely as getting struck by lightning on the loo.
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