Miley Cyrus’ Secret Haiti Charity Trip News

Miley Cyrus’ Secret Haiti Charity Trip
This time the singer lives up to the title of role model.
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Bears Extend Smith’s Contract
The Bears may have fell short of a Super Bowl, but for Jerry Angelo, the team’s turnaround this season was enough to extend Lovie Smith’s contract through 2013 . Angelo had already said an extension of Smith’s contract was in the works. The extension also puts Smith on the same timetable as Angelo and team President Ted Phillips; all their contracts will now expire at the same time. [ more › ]
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Is there any option for debt consolidation if you are NOT in default with good credit but no equity?

Question by mscollegeteacher: Is there any option for debt consolidation if you are NOT in default with good credit but no equity?
Are there less risky unsecured financing options for those with good credit outside local banks who want secured credit? We want to pay off debt at lower interest than credit cards currenly held. Any options out there besides all the scary ones?

Best answer:

Answer by bobby d
ask your credit card company to lower the rate, or transfer balances to lower rate cards

What do you think? Answer below!

How do you start the mortgage journey?

Question by poppy: How do you start the mortgage journey?
I have €10,000 loan from college and a car. I have 3 yeasrs to pay it off. How do I begin the mortgage climb? What do I need to do to get a mortgage? How long do I need to be saving with a building society etc any advice greatly appraciated. Oh by the way I’m single, and earning just over €42,000 a year in a permanent pensionable job. Ireland only please.
Apologies for poor spelling typos working off a broken keyboard!

Best answer:

Answer by bluebell
You could start by joining a building society now, and arrange a regular savings plan. The easiest way is to have money deducted by standing order from your pay every payday (assuming your pay is deposited straight into the bank). Then you need to work out a feasible budget. €42,000 a year is roughly €807 a week or €3,500 a month. How much of this do you really need to live on, and how much can you save? The more you save, the less you have to borrow. If you can put a special effort into repaying your existing college loan, you get rid of one burden, and it is a plus in your favour to be able to say to a potential lender that you had repaid this loan early. It shows you to be a responsible person. It also shows that making those payments hasn’t been a struggle, which in turn makes you a better candidate for a loan. You can apply for a mortgage at any time, but the odds are better if you have already been saving seriously with the building society for some months or years.

Have a look at house prices in the area where you want to buy. You will need to save at least 10%. If you make it a challenge, you could do it sooner by reducing other spending. If you can pay off existing loans, that repayment money can then be redirected into extra savings.

Good luck !!

Give your answer to this question below!

Latest Finance News

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Singapore Finance Minister Tharman Shanmugaratnam, a former central banker, could become chairman of the International Monetary Fund’s top advisory body, the city-state’s government said on Wednesday. “Tharman Shanmugaratnam is being considered for the position of chairperson of the International Monetary and Financial Committee (IMFC),” a finance ministry spokeswoman said, confirming media …
Read more on The Edge Singapore

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How to know which mortgage lenders to stay away from?

Question by Atlas: How to know which mortgage lenders to stay away from?
I am buying a home and am comparison shopping among different mortgage lenders. The usual big names like Countrywide, Bank of America, Citibank etc have higher rates than the lesser known/unheard of places. How can you know which ones are reputable and which ones to stay away from? Specifically wondering about Liberty, Alpine, Quicken, Priceline etc. Is it important to go with a local, “known” lender or non-local lesser known ones?

Best answer:

Answer by
going to the big banks will always give you a slightly higher rate because of their huge overhead.
it really depends if you have good credit or not…decent to bad credit ….a broker will always be your best choice.

What do you think? Answer below!

Muhammad Yunus - The Social Business Model

Complete video at: Muhammad Yunus, Nobel Peace Prize winner and founder of The Grameen Bank, explains his “social business” model, a plan for addressing social issues through entrepreneurship. This program was recorded in joint collaboration with the Commonwealth Club of California and Link TV. —- Muhammad Yunus, Nobel Peace Prize winner and founder of The Grameen Bank, speaks about his new book Creating a World Without Poverty. Muhammad Yunus is founder and managing director of the Grameen Bank, established in Bangladesh in 1983. Dr. Yunus founded the bank with the objective of helping poor people escape from poverty by providing loans on terms suitable to them and by teaching them a few sound principles of finances so they can help themselves. The Grameen Bank has advanced to the forefront of a burgeoning world movement toward eradicating poverty through micro-lending and its model has been replicated in over 100 countries worldwide. In 2006, Dr. Yunus was awarded the Nobel Peace Prize for his work with the Bank.

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Contradictory letters from Vancouver Coastal Health cause confusion

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Read more on The Powell River Peak

Stone worried about Lohan’s health
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Study: Michigan counties face growing health costs
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Business : US fourth-quarter growth revised down
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OneFi Technology Announces New IPTV Channel

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OneFi Technology, Inc is announcing today that along with its technology partner, EyePartner, the company will launch a new IPTV channel. The channel will feature local TV stations and reside on a platform which may be accessed through a Roku set top box device .
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Echo Pharmaceuticals - Advanced Technology Platform for Drug Delivery Systems, Formulation and Isolation White Papers
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What is the next step from a debt collector?

Question by jr_2281: What is the next step from a debt collector?
A debt collector says I owe 1800 dollars, but will settle for two payments of 672 dollars. I offered 50 a month but he refused it saying I had to pay the 2 payments of 672. What will he do if I don’t pay. The debt is for furniture.

Best answer:

Answer by Kat
He may come to your house and collect the money in possessions,

Know better? Leave your own answer in the comments!